XRP’s advantage over other digital assets derives from its underlying technology and utility. It’s incredibly scalable — powering over 1,500 transactions per second — and is faster than any other digital asset available today. It also has a compelling use case: the potential to solve the liquidity problem inherent...
SWIFT — the decades old financial messaging service relied on by banks around the world — no longer has the monopoly on global banking it once did. Blockchain has quickly emerged to challenge SWIFT’s dominance on the industry. While SWIFT has been a reliable and secure method to transfer money...
In just a few short months, the world’s attention will turn to Russia and the 2018 World Cup. This gathering of the globe’s best is a showcase for both team talent and national pride. It’s also an apt analogy for how to win in global payments today. Every four years,...
In the early 1990s, the rise of the internet coincided with the fall of communism and the Soviet Empire. It’s not a coincidence that as the internet grew in popularity and usefulness, democracies flourished around the world. The potential of the internet transcended borders and helped to change the...
While blockchain and digital assets have become increasingly popular, it’s hard for many outside the industry to see beyond the buzz. The adoption of the technology combined with the right digital asset can provide benefits that can drastically improve the way financial institutions do business. At Ripple, our mission is...
Over the past two years, the blockchain and digital asset industry have shown phenomenal growth as it continues to solve the performance, scalability and security problems in the payments space. More financial institutions have begun to adopt blockchain technology to help modernize global payments. However, not all blockchains are created...
It was easy to feel the energy and excitement at the San Francisco Palace of Fine Arts Theatre as a massive crowd of blockchain enthusiasts flowed into the 2018 Blockchain Connect Conference, forcing it to quickly reach capacity. The annual conference —  which caters to blockchain scientists, developers, investors...
This is the second post of three in a series on Ripple’s vision and product strategy. You can read the first here and the final post here. Our Strategy: Partner and Rebuild We learned early in our journey that despite what Bitcoin purists will preach, financial institutions aren’t the enemy. Money...
This is the first post of three in a series on Ripple’s vision and product strategy. You can read the second here and the final post here. Though it didn’t happen overnight, we’re living in a new world; blockchain and digital assets went from niche to mainstream in 2017. Since 2014,...
This is the third post of three in a series on Ripple’s vision and product strategy. You can read the first here and the second post here. Strategy Two: Solve Liquidity Management with xRapid Cross-border payments usually involve a currency trade. Financial institutions and corporations generally solve this liquidity need one...